Partnering with National Friendly to offer Over 50s Life Insurance – Peace of Mind for the Future

What Is Over 50s Life Insurance?

Over 50s life insurance is a whole of life policy designed for individuals aged 50 and above. It guarantees a lump sum payout to your loved ones when you pass away. This can be used to cover funeral costs, settle outstanding bills, or act as a gift to your family.

Key Benefits

  • Guaranteed acceptance – no medical required.
  • Guaranteed payout – provided you live past the moratorium period.
  • Use the payout for funeral expenses, gifts, or to support loved ones.
  • Affordable premiums from as little as £20/month with National Friendly.

Faster Cover with a Unique Option

We offer a unique option: answer two simple medical questions and benefit from a shorter 6-month moratorium period – giving you faster access to the full payout amount.

A Perfect Solution

Is Over 50s Life Insurance Worth It?

Absolutely. It’s an ideal solution for anyone who may not qualify for traditional life insurance. Whether you want to plan for your funeral or leave a financial cushion for your family, it offers peace of mind knowing you’re covered.

Which Life Insurance Is Best at Age 50+?

This depends on your circumstances:

  • Term life insurance – great if you’re in good health and need higher cover for a set period.
  • Whole of life insurance – lasts your entire life, offering a guaranteed payout, but often more expensive.

Speak to one of our experienced advisors to find the right policy for your personal needs.

FAQ‘s

You may choose to stop when you no longer have a financial obligation. However, many keep life insurance to ensure their partner or family is looked after no matter their age.

Not at all. It’s never too late to protect your loved ones. Speak to our team today for tailored advice.

Prices vary, particularly for medically underwritten policies. However, over 50s cover can start from as little as £20 per month, depending on your choices.

Yes. Your 50s can still be a key time for financial responsibility. Life insurance ensures protection for your family in case of death or serious illness.

  • Term insurance – cost-effective and suited for temporary needs.
  • Whole of life – more costly but guarantees a payout

Your choice depends on health, age, financial goals, and family situation. Our advisors can help you decide.

Ready to Protect
Your Loved Ones?

Speak with one of our friendly UK-based advisors today and explore the best options for your needs. Telephone: 0161 711 0204.

Book a Call
Expert Advice

Would you like to speak to our Head of Protection, George? If so, simply book a date and time that’s convenient for you using our booking system.